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Comparison of Residency Programs
Explore the terms of investment programs in Greece, Cyprus, and Bulgaria to choose the best path for your family.
| Comparison |  Greece |  Cyprus |  Bulgaria |
|---|---|---|---|
General Conditions | |||
| Status Type | Residency (Temporary) | PR (Permanent) | PR |
| Investment / Income | From €250,000 | From €300,000 | From €512,000 |
| Timeline | 4–6 months | 3–6 months | 4–6 months |
| Processing Time | Usually 2-4 months | Usually 2-4 months | Usually 2-4 months |
| Residency Required | No (0 days) | Once every 2 years | No |
Visa-free Travel | |||
| Global Mobility | Schengen (27 countries) | Cyprus (joining Schengen) | Schengen / EU |
| Schengen Area | Yes (up to 90 days per half-year) | In process of joining | Yes (up to 90 days per half-year) |
| United Kingdom | Visa required | Visa required | Visa required |
| USA | Visa required | Visa required | Visa required |
Advantages | |||
| Return on Investment | Possible after 5 years (or rental) | Commercial/residential rental | Return after 5 years |
| Path to Citizenship | After 7 years of residence | After 5 years | After 5 years (standard) |
| Tax Optimization | Benefits for retirees and digital nomads | Non-dom (0% tax on dividends and interest) | Flat 10% income tax |
| Family Inclusion | Spouse and children | Spouse and children | Spouse and children |
Costs | |||
| Government Fees | From €2,000 | From €2,000 | From €2,000 |
| Property Taxes | Depending on property | Depending on property | Depending on property |
| Legal & Admin Fees | Individual | Individual | Individual |
PDF Guides Detailed materials for each program | |||
Greece
Status TypeResidency (Temporary)
Investment / IncomeFrom €250,000
Timeline4–6 months
Processing TimeUsually 2-4 months
Residency RequiredNo (0 days)
Global MobilitySchengen (27 countries)
Schengen AreaYes (up to 90 days per half-year)
United KingdomVisa required
USAVisa required
Return on InvestmentPossible after 5 years (or rental)
Path to CitizenshipAfter 7 years of residence
Tax OptimizationBenefits for retirees and digital nomads
Family InclusionSpouse and children
Government FeesFrom €2,000
Property TaxesDepending on property
Legal & Admin FeesIndividual
GreeceDownload Guide
Cyprus
Status TypePR (Permanent)
Investment / IncomeFrom €300,000
Timeline3–6 months
Processing TimeUsually 2-4 months
Residency RequiredOnce every 2 years
Global MobilityCyprus (joining Schengen)
Schengen AreaIn process of joining
United KingdomVisa required
USAVisa required
Return on InvestmentCommercial/residential rental
Path to CitizenshipAfter 5 years
Tax OptimizationNon-dom (0% tax on dividends and interest)
Family InclusionSpouse and children
Government FeesFrom €2,000
Property TaxesDepending on property
Legal & Admin FeesIndividual
CyprusDownload Guide
Bulgaria
Status TypePR
Investment / IncomeFrom €512,000
Timeline4–6 months
Processing TimeUsually 2-4 months
Residency RequiredNo
Global MobilitySchengen / EU
Schengen AreaYes (up to 90 days per half-year)
United KingdomVisa required
USAVisa required
Return on InvestmentReturn after 5 years
Path to CitizenshipAfter 5 years (standard)
Tax OptimizationFlat 10% income tax
Family InclusionSpouse and children
Government FeesFrom €2,000
Property TaxesDepending on property
Legal & Admin FeesIndividual
BulgariaDownload Guide
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